Nissan Qashqai 1.5 dCi N-Connecta SUV 5dr Diesel Manual Euro 6 (s/s) (110 ps)
42,439 miles · Diesel · Blue
£11,000est. £310/mo*
North West Car Group — Bad Credit Car Finance
Car finance that looks at where you are now
CCJs, defaults, IVAs and previous missed payments may be considered. Checking your eligibility uses a soft credit search which does not affect your credit score and is not visible to other lenders. Finance is subject to status, affordability and lender approval. Over 18s, UK residents only.
- Soft-search check
- No obligation
- FCA authorised
- Credit broker, not a lender
- Real Lancashire dealership
- 3-year aftercare on qualifying vehicles*
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How it works
Three straightforward steps
No pressure at any point, and you're free to stop whenever you like.
Check your eligibility
A short form and a soft credit search. It takes about two minutes and won't affect your credit score.
Choose your car
Browse our current stock at the dealership. We'll help you find something that genuinely fits your budget.
Drive away
If a lender approves your application, collect from Kirkham or ask us about delivery. Qualifying vehicles include our 3-year aftercare package.*
Finance calculator
Check my eligibility
See what a monthly payment could look like
£— / month (illustrative)
Amount of credit £—
Estimated interest £—
Total payable £—
Representative APR 19.9%
These figures are illustrative only and not an offer of finance. Your rate and payment depend on your circumstances and the lender's decision. Finance is subject to status, affordability and lender approval. Over 18s, UK residents only.
Available cars
Photo coming soon 
Cars available on finance right now
Every car is supplied by North West Car Group in Kirkham. View the full advert on our main website, or see finance options for a specific car.
Audi Q3 1.4 Tfsi CoD S line SUV 5dr Petrol Manual Euro 6 (s/s) (150 ps)
65,420 miles · Petrol · Red
£10,300est. £289/mo*
Audi A3 1.6 TDI Sport Saloon 4dr Diesel Manual Euro 6 (s/s) (110 ps)
52,238 miles · Diesel · Red
£10,000est. £280/mo*
Peugeot 3008 1.6 BlueHDi Allure SUV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
30,307 miles · Diesel · Bronze
£10,750est. £303/mo*
Seat Ateca 1.0 TSI Ecomotive SE SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)
47,073 miles · Petrol · Green
£10,000est. £280/mo*
Audi A6 Saloon 2.0 TDI ultra Black Edition Saloon 4dr Diesel S Tronic Euro 6 (s/s) (190 ps)
85,827 miles · Diesel · Silver
£10,000est. £280/mo*
*Estimated monthly figures are illustrative, based on the representative example in the footer. Finance is subject to status, affordability and lender approval. Over 18s, UK residents only.
Situations we see every day
If any of these sound familiar, you're in the right place
County Court Judgments
Satisfied or unsatisfied CCJs may be considered — age, status and affordability all matter. More on CCJs →
IVAs
Current or completed IVAs may be considered. An active IVA usually needs your IP's permission. More on IVAs →
Defaults
Defaults on file don't automatically rule you out. Lenders look at your wider picture.
Missed payments
A rough patch isn't the whole story. Current affordability counts for a lot.
Self-employed
Variable or seasonal income is understood. Self-employed finance →
Refused elsewhere
A previous decline doesn't mean every lender will say no. Refused before? →
Why North West Car Group
A real dealership, not a call centre
- Real cars on a real forecourt — Blackpool Road, Kirkham, Preston, Lancashire, PR4 2RE.
- FCA authorised credit broker — MT Retail UK Limited, FRN 954552. We are a credit broker, not a lender.
- Open seven days — Mon–Sat 9am–6pm, Sun 10am–4pm.
- 3-year aftercare package on qualifying vehicles.*
- Straight answers — talk to the people who'll actually hand you the keys: 01772 971422.
FAQs
Common questions, straight answers
Will checking my eligibility affect my credit score?
No. The initial check uses a soft credit search, which isn't visible to other lenders and doesn't affect your credit score.
Can I get car finance with a CCJ?
Possibly, yes. A CCJ doesn't automatically disqualify you. Lenders consider its age, whether it's satisfied, and your current affordability. Finance is subject to status, affordability and lender approval. Over 18s, UK residents only.
Do you offer guaranteed car finance?
No — and no responsible broker or lender can. Every application goes through affordability and status checks. What we can do is put your application to lenders who consider adverse credit.
Are you a lender?
No. We're a credit broker, not a lender — authorised and regulated by the Financial Conduct Authority (FRN 954552). We introduce customers to lenders and may receive a commission for doing so.
Local to us?
Serving Lancashire and the North West
We're on Blackpool Road in Kirkham — a short drive from most of the Fylde coast and central Lancashire. Collection in person or ask about delivery.
No pressure · Soft search only
Ready when you are
A soft-search eligibility check takes about two minutes and won't affect your credit score.
Check my eligibility Finance is subject to status, affordability and lender approval. Over 18s, UK residents only.