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Or call the dealership: 01772 971422

No-deposit car finance

No savings put aside? You may not need a deposit at all. Zero-deposit finance is available on some vehicles, subject to your circumstances and lender criteria — and if £0 isn't possible for you, there are usually other routes.

Check my eligibility — soft search

Soft search — no impact on your score FCA authorised · FRN 954552 Credit broker, not a lender Real dealership · 01772 971422

Three ways to handle the deposit question

  • £0 deposit — available on some vehicles for some applicants. The monthly payment is a little higher because you're financing the full price.
  • Part-exchange — your current car, even a tired one, can act as your deposit contribution.
  • Small deposit — even £250–£500 can improve the lender's view and trim the monthly cost.

An honest note

A deposit isn't just a hurdle — it genuinely reduces what you pay overall. If you can put something down, it's usually worth it. If you can't, tell us; we'll show you what's realistic either way. No lender can promise £0 deposit to everyone, and we won't pretend otherwise.

Finance is subject to status, affordability and lender approval. Over 18s, UK residents only. Checking your eligibility uses a soft credit search which does not affect your credit score and is not visible to other lenders.

A few from the forecourt

Cars available on finance

Seat Ateca 1.0 TSI Ecomotive SE SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)

Seat Ateca 1.0 TSI Ecomotive SE SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)

47,073 miles · Petrol · Green
£10,000est. £280/mo*
Suzuki Vitara 1.0 Boosterjet SZ-T SUV 5dr Petrol Manual Euro 6 (s/s) (111 ps)

Suzuki Vitara 1.0 Boosterjet SZ-T SUV 5dr Petrol Manual Euro 6 (s/s) (111 ps)

43,557 miles · Petrol · White
£10,000est. £280/mo*
Volkswagen Tiguan 2.0 TDI BlueMotion Tech R-Line Edition SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (150 ps)

Volkswagen Tiguan 2.0 TDI BlueMotion Tech R-Line Edition SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (150 ps)

53,894 miles · Diesel · Black
£12,000est. £340/mo*

*Estimated monthly figures are illustrative, based on the representative example in the footer.

FAQs

No-deposit car finance — common questions

Is no-deposit finance guaranteed?

No — it depends on your circumstances, the vehicle and the lender's criteria. Where £0 isn't available, a part-exchange or small deposit usually helps.

Does no deposit mean higher payments?

Yes, slightly — you're borrowing the full vehicle price, so the monthly figure and total payable are higher than with a deposit.

Can I use my old car as a deposit?

Usually, yes. We'll value your part-exchange and put it towards the agreement like a cash deposit.

Two minutes. Soft search. Straight answer.

Check your eligibility now, or call the dealership on 01772 971422 — we're open seven days.

Check my eligibility Finance is subject to status, affordability and lender approval. Over 18s, UK residents only.