
No-deposit car finance
No savings put aside? You may not need a deposit at all. Zero-deposit finance is available on some vehicles, subject to your circumstances and lender criteria — and if £0 isn't possible for you, there are usually other routes.
Three ways to handle the deposit question
- £0 deposit — available on some vehicles for some applicants. The monthly payment is a little higher because you're financing the full price.
- Part-exchange — your current car, even a tired one, can act as your deposit contribution.
- Small deposit — even £250–£500 can improve the lender's view and trim the monthly cost.
An honest note
A deposit isn't just a hurdle — it genuinely reduces what you pay overall. If you can put something down, it's usually worth it. If you can't, tell us; we'll show you what's realistic either way. No lender can promise £0 deposit to everyone, and we won't pretend otherwise.
Finance is subject to status, affordability and lender approval. Over 18s, UK residents only. Checking your eligibility uses a soft credit search which does not affect your credit score and is not visible to other lenders.
Cars available on finance


Suzuki Vitara 1.0 Boosterjet SZ-T SUV 5dr Petrol Manual Euro 6 (s/s) (111 ps)

Volkswagen Tiguan 2.0 TDI BlueMotion Tech R-Line Edition SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (150 ps)
*Estimated monthly figures are illustrative, based on the representative example in the footer.
No-deposit car finance — common questions
Is no-deposit finance guaranteed?
No — it depends on your circumstances, the vehicle and the lender's criteria. Where £0 isn't available, a part-exchange or small deposit usually helps.
Does no deposit mean higher payments?
Yes, slightly — you're borrowing the full vehicle price, so the monthly figure and total payable are higher than with a deposit.
Can I use my old car as a deposit?
Usually, yes. We'll value your part-exchange and put it towards the agreement like a cash deposit.
Two minutes. Soft search. Straight answer.
Check your eligibility now, or call the dealership on 01772 971422 — we're open seven days.
Check my eligibility Finance is subject to status, affordability and lender approval. Over 18s, UK residents only.