Nissan Qashqai 1.5 dCi N-Connecta SUV 5dr Diesel Manual Euro 6 (s/s) (110 ps)
42,439 miles · Diesel · Blue
£11,000est. £310/mo*
Car finance with a CCJ
A County Court Judgment on your credit file makes high-street finance harder — but it doesn't automatically mean no. Specialist lenders consider CCJs every day, and what matters most is the detail: how old the judgment is, whether it's satisfied, and what your affordability looks like now.
What lenders actually look at
- Age of the CCJ — a judgment from four years ago reads very differently from one issued last month.
- Satisfied or unsatisfied — a satisfied CCJ (paid in full) helps. If you've settled one, make sure the register shows it.
- Your situation today — steady income and sensible outgoings count for a lot, whatever the file says about the past.
What we do differently
We're a dealership first. Rather than pushing your application everywhere and hoping, we look at your circumstances and approach lenders who genuinely consider CCJs — and we help you pick a car that fits the budget a lender will actually approve.
Checking eligibility uses a soft search, so there's no footprint on your credit file and no obligation.
Finance is subject to status, affordability and lender approval. Over 18s, UK residents only. Checking your eligibility uses a soft credit search which does not affect your credit score and is not visible to other lenders.
A few from the forecourt
Cars available on finance
Peugeot 3008 1.6 BlueHDi Allure SUV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
30,307 miles · Diesel · Bronze
£10,750est. £303/mo*
Audi A3 1.6 TDI Sport Saloon 4dr Diesel Manual Euro 6 (s/s) (110 ps)
52,238 miles · Diesel · Red
£10,000est. £280/mo*
*Estimated monthly figures are illustrative, based on the representative example in the footer.
FAQs
Car finance with a CCJ — common questions
Can I get car finance with an unsatisfied CCJ?
Sometimes, yes — it depends on the amount, its age, and your current affordability. A satisfied CCJ improves your chances. Finance is subject to status and lender approval.
Does applying make my CCJ situation worse?
Our eligibility check is a soft search, which doesn't affect your credit score. A full application involves a hard search — we'll always tell you before that happens.
How recent is too recent?
There's no universal rule — some lenders want six months' distance, others look at the whole picture. The only way to know is to check.
Two minutes. Soft search. Straight answer.
Check your eligibility now, or call the dealership on 01772 971422 — we're open seven days.
Check my eligibility Finance is subject to status, affordability and lender approval. Over 18s, UK residents only.