Nissan Qashqai 1.5 dCi N-Connecta SUV 5dr Diesel Manual Euro 6 (s/s) (110 ps)
42,439 miles · Diesel · Blue
£11,000est. £310/mo*
Refused car finance elsewhere?
A refusal stings — especially when nobody tells you why. But one lender's no isn't every lender's no. Different lenders weigh the same file differently, and plenty of our customers arrived here after being declined somewhere else.
Why refusals happen
- Automated scorecards — big lenders decline whole categories automatically; a human never saw your application.
- Wrong lender for your profile — mainstream lenders aren't set up for CCJs, IVAs or thin files. Specialists are.
- Too much borrowing requested — sometimes the answer isn't "no", it's "not that much". A different car changes the answer.
- File errors — old addresses, unlinked accounts and outdated entries cause avoidable declines. Worth checking your file with the credit reference agencies.
What to do next
Don't fire off more applications — multiple hard searches in a short window genuinely hurt your file. Do one soft-search eligibility check with us instead: no footprint, no obligation, and an honest answer about what's realistic.
Finance is subject to status, affordability and lender approval. Over 18s, UK residents only. Checking your eligibility uses a soft credit search which does not affect your credit score and is not visible to other lenders.
A few from the forecourt
Photo coming soon
Cars available on finance
MERCEDES-BENZ Gla 1.6 GLA200 AMG Line SUV 5dr Petrol 7G-DCT Euro 6 (s/s) (156 ps)
90,919 miles · Diesel · White
£11,000est. £310/mo*
Audi Q3 1.4 Tfsi CoD S line SUV 5dr Petrol Manual Euro 6 (s/s) (150 ps)
65,420 miles · Petrol · Red
£10,300est. £289/mo*
*Estimated monthly figures are illustrative, based on the representative example in the footer.
FAQs
Refused car finance elsewhere? — common questions
Will more applications hurt my credit score?
Multiple hard searches in a short period can, yes. That's why we start with a soft search that leaves no footprint.
Can you see why I was refused elsewhere?
No — lenders rarely share reasons. But common causes are automated scoring, the wrong lender type for your profile, or the loan size. We'll look at your situation fresh.
Does a refusal show on my credit file?
The refusal itself isn't recorded, but the hard search from the application is, and other lenders can see it for around 12 months.
Two minutes. Soft search. Straight answer.
Check your eligibility now, or call the dealership on 01772 971422 — we're open seven days.
Check my eligibility Finance is subject to status, affordability and lender approval. Over 18s, UK residents only.