Volkswagen Tiguan 2.0 TDI BlueMotion Tech R-Line Edition SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (150 ps)
53,894 miles · Diesel · Black
£12,000est. £340/mo*
Car finance when you're self-employed
Sole trader, subcontractor, director of your own limited company — self-employment shouldn't mean second-class finance, but mainstream lenders often struggle with income that doesn't arrive as a tidy monthly payslip. Specialist lenders understand it.
What helps your application
- Proof of income — typically 3 months' business bank statements; SA302s/tax-year overviews or accounts help for larger amounts.
- Time trading — 12+ months self-employed is easier, but newer businesses are still considered.
- Realistic affordability — base it on your steady months, not your best ones. A payment you can make in a quiet January is the right payment.
Seasonal and variable income
Trades with busy and quiet seasons are normal to us — we're in Lancashire, half our customers are trades. Lenders on our panel look at annual patterns, not just last month.
Finance is subject to status, affordability and lender approval. Over 18s, UK residents only. Checking your eligibility uses a soft credit search which does not affect your credit score and is not visible to other lenders.
A few from the forecourt
Cars available on finance
Peugeot 3008 1.6 BlueHDi Allure SUV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
30,307 miles · Diesel · Bronze
£10,750est. £303/mo*
Nissan Qashqai 1.5 dCi N-Connecta SUV 5dr Diesel Manual Euro 6 (s/s) (110 ps)
42,439 miles · Diesel · Blue
£11,000est. £310/mo*
*Estimated monthly figures are illustrative, based on the representative example in the footer.
FAQs
Car finance when you're self-employed — common questions
How long do I need to have been self-employed?
Longer is easier, and 12+ months opens more options — but newer businesses are considered, especially with a deposit or part-exchange.
What documents will I need?
Usually 3 months' bank statements; possibly SA302s or accounts for bigger loans. We'll tell you exactly what's needed before anything is submitted.
Does CIS or zero-hours work count?
Yes — CIS subcontractors, agency and zero-hours workers are considered. Consistent recent income matters more than the label.
Two minutes. Soft search. Straight answer.
Check your eligibility now, or call the dealership on 01772 971422 — we're open seven days.
Check my eligibility Finance is subject to status, affordability and lender approval. Over 18s, UK residents only.