Audi A3 1.6 TDI Sport Saloon 4dr Diesel Manual Euro 6 (s/s) (110 ps)
52,238 miles · Diesel · Red
£10,000est. £280/mo*
Soft-search car finance — check without the footprint
Worried that just checking will make things worse? That's exactly what a soft search is for. Our eligibility check leaves no footprint on your credit file, isn't visible to other lenders, and doesn't affect your score — however many times you check.
Soft search vs hard search — the actual difference
- Soft search — a background check visible only to you. No effect on your score. Used for eligibility checks and quotes.
- Hard search — recorded on your file and visible to other lenders for about 12 months. Happens only when you make a full application for credit.
When would a hard search happen?
Only at the final application stage, after you've seen your likely terms and chosen to go ahead — and we'll tell you clearly before that point. You'll never get a hard search from us just for checking.
Why this matters with adverse credit
If your file already has bruises, a string of hard searches makes it worse. The right order is: one soft check, an honest conversation about what's realistic, then a single application to the right lender — not ten applications to the wrong ones.
Finance is subject to status, affordability and lender approval. Over 18s, UK residents only. Checking your eligibility uses a soft credit search which does not affect your credit score and is not visible to other lenders.
A few from the forecourt
Cars available on finance
Volkswagen T-ROC 1.0 TSI Gpf S SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)
80,714 miles · Petrol · Grey
£10,000est. £280/mo*
Peugeot 3008 1.6 BlueHDi Allure SUV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
30,307 miles · Diesel · Bronze
£10,750est. £303/mo*
*Estimated monthly figures are illustrative, based on the representative example in the footer.
FAQs
Soft-search car finance — check without the footprint — common questions
Can I check more than once?
Yes — soft searches don't affect your score no matter how many times you check.
Will I see the soft search on my file?
You'll see it on your own report, but other lenders can't, and it has no effect on your score.
When does it become a hard search?
Only when you submit a full application to a lender — after you've seen your likely terms and chosen to proceed. We flag this clearly first.
Two minutes. Soft search. Straight answer.
Check your eligibility now, or call the dealership on 01772 971422 — we're open seven days.
Check my eligibility Finance is subject to status, affordability and lender approval. Over 18s, UK residents only.