Initial Disclosure

Who we are

MT Retail UK Ltd t/a North West Car Group is authorised and regulated by the Financial Conduct Authority, firm reference number 954552. Registered in England & Wales, company number 13400334. Registered office: 11 Bridge Street, Bury, Lancashire, BL0 9AB. Trading address: Blackpool Road, Kirkham, Preston, Lancashire, PR4 2RE. We are a credit broker, not a lender. You can verify our authorisation on the FCA register under firm reference number 954552.

The service we provide

We are a credit broker, not a lender. We work with a panel of lenders and will introduce your application to the lender or lenders we consider most appropriate for your circumstances. We do not provide advice or recommendations; we give you the information you need to make your own choice.

What you will pay us

You will not pay us a fee for arranging finance. We may receive a commission from the lender for introducing you. The commission may vary by lender and product and does not affect the amount you pay under your agreement. You may request details of any commission we will receive at any time.

Your eligibility check

Submitting the enquiry form on this website does not itself perform a credit search. We only run a soft-search eligibility check after we have spoken to you and you have agreed to it. A soft search does not affect your credit score and is not visible to other lenders. A full application to a lender will involve a hard credit search, which will be visible to other lenders; we will make that clear before it happens.

If things go wrong

We are covered by the Financial Ombudsman Service. See our complaints procedure for how to raise a concern and how to escalate it.

Last reviewed September 2026.