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Bad credit car finance for Leyland drivers

Leyland is about fifteen miles from our Kirkham forecourt, and with Junction 28 of the M6 on the edge of town it is roughly twenty-five minutes by road. Many Leyland, Farington and Moss Side customers find us an easier option than the bigger dealer sites around Preston.

Check my eligibility Directions to Kirkham
  • FCA-authorised credit brokerNot a lender · FRN 954552
  • No credit check until you say soSoft search only, no impact on your score
  • Real dealership in KirkhamBlackpool Road, PR4 2RE · open 7 days
  • Family-run, 30+ years in the tradeSpeak to the people who supply the car
  • Collect from KirkhamDelivery may be available
15 milesfrom Leyland to our Kirkham forecourt
About 25 minby road, outside peak times
Collect from KirkhamDelivery may be available
7 daysMon–Sat 9am–6pm, Sun 10am–4pm

Bad credit car finance for people in Leyland

Leyland has kept its manufacturing roots, with the truck plant and the industrial estates around Farington and Moss Side still running shift patterns that start before the buses do. Add the households commuting up the M6 to Preston or down to Wigan and Manchester, and a car is essential for most working people in PR25 and PR26. Leyland station is handy for Preston but not for a 6am shift. The credit stories here often involve a period of agency work between contracts, or a family budget stretched by childcare. Those circumstances may be considered by our lender panel, subject to status and affordability.

CCJs, defaults, IVAs, missed payments and debt management plans may all be considered. We only run a soft-search eligibility check after we have spoken to you and you have agreed to it. A soft search does not affect your credit score and is not visible to other lenders. Finance is subject to status, affordability and lender approval. Over 18s, UK residents only.

Getting to us from Leyland

Join the M6 northbound at Junction 28, Leyland, and follow it to Junction 32. Take the M55 west and leave at Junction 3. Follow the A585 towards Kirkham, then turn onto the A583 Blackpool Road; our forecourt is on the main road on the west side of Kirkham.

Without a car

Northern trains from Leyland reach Preston in under ten minutes. Change there for a Northern service to Kirkham & Wesham, which is a short walk from the forecourt.

Collection and delivery

Collection from Kirkham is a quick motorway run from Leyland and is always available. Delivery to PR25 and PR26 addresses may also be available, arranged once the finance is agreed.

Our only forecourt is at Blackpool Road, Kirkham, Preston PR4 2RE. We do not have a branch or office in Leyland.

How it works

Three straightforward steps

No pressure at any point, and you are free to stop whenever you like. A hard credit search only ever happens at full application, and we will tell you before it does.

  1. Tell us where you stand

    A short form, about two minutes. Sending it does not run any credit check by itself and puts you under no obligation.

    No credit check at this stage

  2. We call you before anything is searched

    A person reads your enquiry and phones you. Only once you have agreed do we run a soft-search eligibility check with lenders on our panel who consider adverse credit. A soft search leaves no footprint and other lenders cannot see it.

    Invisible to other lenders

  3. We come back with honest options

    Real figures on real cars from our Kirkham forecourt, or a straight explanation if we cannot help right now. You choose whether to go ahead.

    Collect from Kirkham or ask about delivery
On the forecourt now

Cars available on finance

All in Kirkham, all with real photographs. Check eligibility with a car attached or start without one.

*Estimated monthly figures are illustrative, based on the representative example in the footer.

See every car on finance →

Local questions

Asked by Leyland customers

More answers on the full FAQ page.

I work shifts at the plant in Leyland. Do I need a day off to sort finance?

Not usually. The eligibility check and most of the paperwork can be done online and by phone around your shifts, subject to status and affordability. We are open Monday to Saturday 9am to 6pm and Sunday 10am to 4pm, so the visit to view and collect the car can fit a rest day or a weekend.

I was on agency contracts for a year and my file shows a couple of late payments. Is that a problem?

Late payments are looked at in context. If you are now in steadier work and the payments are up to date, lenders on our panel may consider the application, subject to status and affordability. Bring recent payslips and bank statements so the lender can see the current position rather than last year's.

Can I settle the finance early if I get a bonus or overtime?

Yes. Agreements arranged through our lender panel allow early settlement, and the lender will give you a settlement figure on request. Reducing the term often lowers the total interest paid. The original approval is subject to affordability and lender approval, and settlement terms are set out in your agreement.

Soft search · no pressure

Leyland to Kirkham is closer than you think

Tell us where you stand. It takes about two minutes, sending the form does not run a credit check by itself, and there is no obligation.

Check my eligibility 01772 971422
Finance is subject to status, affordability and lender approval. Over 18s, UK residents only. Credit broker, not a lender.