Bad credit car finance for Preston drivers

Preston is our nearest city and the place most of our customers travel from. Our forecourt is nine miles west along the A583 in Kirkham, so from the city centre, Fulwood, Penwortham or Bamber Bridge you can be looking at the car in about twenty minutes.

Check my eligibility Directions to Kirkham

FCA-authorised credit brokerNot a lender · FRN 954552
No credit check until you say soSoft search only, no impact on your score
Real dealership in KirkhamBlackpool Road, PR4 2RE · open 7 days
Family-run, 30+ years in the tradeSpeak to the people who supply the car
Collect from KirkhamDelivery may be available

9 milesfrom Preston to our Kirkham forecourt

About 20 minby road, outside peak times

Collect from KirkhamDelivery may be available

7 daysMon–Sat 9am–6pm, Sun 10am–4pm

Bad credit car finance for people in Preston

Preston is a commuter and student city. People work in the city centre, at Royal Preston Hospital in Fulwood, on the estates around Walton Summit and Red Scar, or head out daily on the M6 and M65. City centre parking is paid and tight, so for most households a car is about getting to work, college and family rather than into town. We see a lot of credit files shaped by university years, agency or zero-hours contracts, or a shared house where the bills sat in someone else's name: a thin or bruised history rather than a reckless one. Our lender panel is built to consider exactly that, subject to status.

CCJs, defaults, IVAs, missed payments and debt management plans may all be considered. We only run a soft-search eligibility check after we have spoken to you and you have agreed to it. A soft search does not affect your credit score and is not visible to other lenders. Finance is subject to status, affordability and lender approval. Over 18s, UK residents only.

Getting to us from Preston

From Preston city centre join the A583 Blackpool Road at Ashton and head west through Lea, Clifton and Newton. The road runs straight into Kirkham and our forecourt is on Blackpool Road. From Fulwood or Bamber Bridge take the M6 to Junction 32, the M55 west to Junction 3, then the A585 and A583 into Kirkham.

Without a car

Northern trains from Preston to Kirkham & Wesham take around ten minutes on the Blackpool lines, several times an hour. Stagecoach service 61 also runs from Preston bus station through Kirkham on its way to Blackpool.

Collection and delivery

Most Preston customers collect from Kirkham, which is a short drive or train ride away. Delivery to PR1, PR2 and PR5 addresses may also be available and is arranged once the finance is agreed and the paperwork is complete.

Our only forecourt is at Blackpool Road, Kirkham, Preston PR4 2RE. We do not have a branch or office in Preston.

How it works

Three straightforward steps

No pressure at any point, and you are free to stop whenever you like. A hard credit search only ever happens at full application, and we will tell you before it does.

Tell us where you stand

A short form, about two minutes. Sending it does not run any credit check by itself and puts you under no obligation.
No credit check at this stage
We call you before anything is searched

A person reads your enquiry and phones you. Only once you have agreed do we run a soft-search eligibility check with lenders on our panel who consider adverse credit. A soft search leaves no footprint and other lenders cannot see it.
Invisible to other lenders
We come back with honest options

Real figures on real cars from our Kirkham forecourt, or a straight explanation if we cannot help right now. You choose whether to go ahead.
Collect from Kirkham or ask about delivery